Canadians typically spend in the range of $30 billion dollars over the holiday season, according to a press release by the Better Business Bureau.
Scammers know more spending is likely to happen at this time of year. BBB warns that as people tend to be more giving and free with their cash at this time of year, it can lead to being more impulsive and less cautious with how money is spent and who it's given to. BBB offers the following tips:
Charity scams
-Do your research.
-Give to organizations you've given to in the past.
-Be the instigator.
-Be wary of new crowdfunding links.
-Check with the Canada Revenue Agency for a charity's legitimacy and financials.
Christmas E-card scams
-If you don't know who it's from, don't open it.
-Make sure there is a real family name instead of a generic message such as: "From your Son!"
-Contact the person who sent it to see if they actually did.
-Don't click on any links if you are uncertain.
Gift card scams
-Make sure in-store cards have not been tampered with.
-Make sure you are on a secure and reputable website if buying them online.
-Buy gift cards directly from the source.
Fake package tracking information
-Beware of phishing emails that claim to be from well-known shipping companies, such as UPS or FedEx. These companies usually leave a card at your home indicating where you can pick up your parcel, and would not send you an email.
-Don't click on any suspicious links.
-Confirm with friends or relatives if anyone has sent anything that requires picking up.
